Terms and Conditions

Last updated: 29 September 2026

Who Operates the Site and Acceptance of the Terms

buildupnix operates this informational website focused on insurance programming. By accessing or using any part of the site you agree to these terms. If you do not agree you must stop using the site immediately. These terms form a binding agreement between you and buildupnix under the laws of Malaysia.

Eligibility and Permitted Use

The site is intended for users in Malaysia who are at least 18 years old. You may browse articles and resources for personal educational purposes only. Commercial use of any material requires prior written permission from buildupnix. You must not use the site in any way that interferes with its operation or the experience of other visitors.

Prohibited Conduct

You must not attempt to gain unauthorised access to any part of the site or related systems. Posting offensive material submitting spam or engaging in activities that could harm the site reputation or security is forbidden. Violations may lead to immediate suspension of access and reporting to relevant Malaysian authorities.

User Content and Submissions

The site includes a blog and a contact form. Any comments or submissions you provide remain your responsibility. By submitting material you grant buildupnix a non-exclusive licence to display and archive it. buildupnix may remove content that breaches these terms without notice.

Ownership of Site Content Trademarks and Permitted Limited Use

All original content text graphics and programming resources on the site are owned by buildupnix or its licensors. You may quote short excerpts for non-commercial reference provided you include clear attribution. Trademarks and logos must not be reproduced without express consent.

Third-Party Services and Links

The site may reference external tools or resources related to insurance programming. These references do not constitute endorsement. buildupnix is not responsible for the accuracy availability or practices of any third-party sites or services.

Availability Changes Suspension and Termination

buildupnix strives to keep the site accessible but does not guarantee uninterrupted service. We may modify content suspend features or terminate the site at any time. Continued use after changes constitutes acceptance of the revised terms.

Disclaimers Subject to Mandatory Consumer Law

The site provides general information only and is not a substitute for professional advice. To the extent permitted by Malaysian consumer protection laws buildupnix makes no warranties regarding accuracy or fitness for any particular purpose.

Limitation of Liability

buildupnix liability for any loss arising from use of the site is limited to the maximum extent allowed by Malaysian law. We will not be liable for indirect or consequential damages except where such exclusion is prohibited by statute.

Indemnity

You agree to indemnify buildupnix against claims resulting from your breach of these terms or misuse of the site.

Governing Law Courts and Consumer Dispute Rights

These terms are governed by the laws of Malaysia. Any disputes shall be resolved in the courts of Malaysia. Nothing in these terms affects your rights under the Consumer Protection Act 1999 or other mandatory Malaysian legislation.

Severability Waiver Changes Contact Route and Last Updated Date

If any provision is found invalid the remaining terms continue in full force. Failure to enforce any term does not constitute a waiver. buildupnix may update these terms periodically. The current version is dated 29 September 2026. For questions contact buildupnix via the contact form on the Contacts page or using [email protected] 03-2935 9948 or Unit 2-1, The Podium, Tower 3, UOA Business Park, No. 1, Jalan Pengaturcara U1/51A, Seksyen U1, Shah Alam 40150 Selangor, Malaysia.